Financial Relations in Flood Insurance: US Experience, use in Russia

A flood is a natural disaster that threatens the economy through damage caused. Establishing an effective financial mechanism for assessing and providing insurance becoming increasingly important. An analysis of relationships between government organizations in field US insurance, related directly to management system flood-prone areas, allows us develop recommendations building Russia. Research into costing national program appropriate level subsidies existing properties high-risk areas part scientific study interaction funding. The article provides overview distribution resources prone flooding. Proposals are presented regarding creation Russia, which will ensure coordination actions various levels government, scientifically grounded zoning flooded as well establishment compulsory social, housing, communal facilities areas.